WE OFFER SPECIALISED FINANCE SOLUTIONS FOR ATTORNEYS' DISBURSEMENTS.

WHY SHOULD YOU MAKE USE OF CHRISTOPHER FINANCE?

We have knowledge and experience of the legal industry and its financial needs

We understand the financial value and necessity of disbursements

We also understand the cash flow pressure a law firm experiences as a result of ongoing disbursements

We deal with all finance applications timeously, efficiently and with minimum red tape

Limited surety is required

OUR PROCESS:

  • Once a law firm qualifies, we create a finance facility.

  • A Principal Facility Agreement is entered into between ourselves and the law firm.

  • The extent of the Principal Facility Agreement is determined by the historical and future disbursements of the law firm on cases that are on the trial role.

THE APPLICATION PROCESS:

  • A Consultant will contact your firm.
  • Your consultant will assist you with the Application Process as well as the extent of the Principal Facility required according to your firm’s needs.

CLIENT MATTER LOAN AGREEMENT:

  • As soon as the Principal Facility Agreement is in place, a separate facility will be created per client matter.
  • The Client Matter Loan Agreement will be signed per client matter that qualifies.

CLIENT MATTERS THAT QUALIFY FOR FINANCING:

  • Client matter cases with trial dates; and
  • Client matter cases with good merits or where the merits are settled; and
  • Client matter cases where the claim amount will justify the disbursements; and
  • Client matter cases due to personal injury.

THE EXTENT OF THE CLIENT MATTER LOAN AGREEMENT WILL BE DETERMINED BY:

  • The disbursements already paid per client matter.
  • The future disbursements budget per client matter.

WHEN WILL THE LOAN BE REPAYABLE?

Client Matter Loan is repayable at the earliest of the following:

  • When the client matter case has been completed successfully and the law firm has received the claimed amount or
  • When party and party costs have been paid out to the law firm or
  • 18 Months after the effective date in terms of the Client Matter Loan Agreement

VALUE AND BENEFITS OF THE PRINCIPAL FACILITY AGREEMENT:

  • The Principal Facility Agreement remains valid even after a Client Matter Loan Agreement has been settled.
  • The main benefit of this agreement is that the firm does not have to go through the approval process again after the conclusion of a Client Matter Loan Agreement.
  • The firm can now present any new client matter (which qualifies) against the Principal Facility Agreement and arrange new financing accordingly.

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